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Claim Your 3% SDLT Surcharge Refund Today!
Did you pay the SDLT surcharge on the purchase of an additional home? You could be eligible for a refund!
If you bought a new main home before selling your previous one, you may qualify for a 3% SDLT surcharge refund, provided you sell your former home within three years. You have 12 months from the date of purchase to submit your refund claim, and with recent changes to SDLT rules, it’s the perfect time to check if you're eligible.
At UK Property Accountants, our experts can help you navigate the process and ensure you get the refund you're entitled to.
Claim It Right!
Get UKPA’s Best 3% SDLT Surcharge Refund Team on Your Side
At UK Property Accountants, we go beyond simple refund claims. Our expertise and team specialising in property tax and 3% SDLT surcharge refund ensure you get the maximum refund with minimal hassle. We strive to deliver the best results for you.
Transaction Examination
We examine your property transactions to uncover all possible refund opportunities when processing a claim.
HMRC Negotiation
If HMRC challenges your claim, our in-house tax and legal experts will defend your refund and resolve issues.
No Win, No Fee
Our charges depend on you getting your refund. So, we have an active stake in the success of your claim
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Rendering the best service with a team of qualified and regulated accountants and tax advisers.
Understanding SDLT Surcharge
What is the 3% Stamp Duty Land Tax Surcharge?
The 3% SDLT surcharge is an additional tax on residential property purchases that apply when buying second homes. This surcharge was introduced in April 2016 to increase taxes on property investors and those purchasing more than one residential property.
However, the surcharge does not apply when purchasing a new main residence, as long as you’re replacing your previous main home. In this case, the surcharge can be refunded if you meet specific conditions.
As of 31 October 2024, the surcharge for additional properties has increased from 3% to 5%.
Key Conditions for 3% SDLT surcharge refund
If you paid the 3% surcharge on a new main residence before selling your old home, you can claim a refund if the old home is sold within three years of the new purchase.
This three-year window is critical to claim a refund on the surcharge, meaning that the refund is available if the previous home is sold within that period.
The refund claim must be made within 12 months of selling the old home or 12 months of the SDLT return filing relating to the new residence (whichever is later).
To fulfil legal obligation
To avoid penalties
Key Updates:
Updates You Need to Know About
Changes to the SDLT Surcharge After the 2024 Autumn Budget
The UK government increased the SDLT surcharge for additional property purchases from 3% to 5% in October 2024. While this means higher costs for new purchases, you may still be eligible for a 3% refund if you meet the right criteria.
To fulfil legal obligation
To avoid penalties
Claim Your Refund
Let UK Property Accountants Claim Your 3% SDLT Surcharge Refund
UK Property Accountants understands how complex and time-sensitive the 3% Stamp Duty Land Tax surcharge refund process can be. That is why our expert accountants and tax specialists are here to guide you through every step and ensure you get the refund you're entitled to without any stress.
Our team will help gather necessary documents like proof of sale, purchase agreements and transaction records to ensure a smooth refund process.
We handle the entire claim submission to HMRC on your behalf, ensuring all forms are completed accurately and submitted on time.
We will prepare a detailed report that includes a summary of the grounds on which 3% SDLT rebate can be claimed and a calculation of the SDLT relief.
Our Process
How We Work
Our work is centred around efficiency, collaboration, and delivering exceptional results to our clients.
Initial Discovery Call
We start with a straightforward process. Answer a few simple questions to help us understand your circumstances. It’s hassle-free, quick and designed to save you time.
Data Gathering & Analysis
Once we have the details, our team of experienced accountants gets to work. You can trust us to manage the complexities and ensure everything is accurate and compliant.
Thorough Review & Timely Submission
We conduct a meticulous review to ensure accuracy, compliance, and completeness in every submission. Our streamlined process guarantees timely submissions, so you never miss a deadline.
Ongoing Support
Our commitment extends beyond accounting and tax advisory work. We provide ongoing support, including tax planning and addressing accounting queries throughout the year.
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FAQs
General queries by our clients related to 3% Stamp Duty Land Tax Surcharge Refund are answered here.
If you sold your previous main residence within 36 months of completing the purchase of your new main residence, you may be eligible for a refund of the 3% SDLT surcharge.
You must submit a claim for a refund within 12 months after the sale of your previous main residence or within 12 months after the submission date of the SDLT return for your new main residence, which date is the latter.
You can submit your refund application by using the online form provided by HMRC. Seeking assistance from a tax professional who can submit the claim on your behalf is highly recommended to ensure accuracy, maximise your refund, and prevent errors that could delay processing.
HMRC typically processes SDLT refund claims within 4 to 5 weeks. However, complex cases may require additional time, though an initial response is usually provided within this period.
Yes, transferring your previous home constitutes a disposal of interest in the property, thereby entitling you to claim a refund of the 3% SDLT surcharge.
If you paid the 3% SDLT surcharge when buying a new main residence but later became eligible for an exemption, you could claim Overpayment Relief to get the surcharge refunded. This typically applies if you bought a new main residence before selling your previous home and then sold the old home within three years of purchasing the new one.
You can claim a refund on the surcharge if you meet these conditions, but the claim must be made within 12 months from the date of selling the old home or 12 months from the filing date of the SDLT return for the new residence, whichever is later.
If you weren’t able to sell your previous main residence within three years due to exceptional circumstances (like government-imposed restrictions), you may still be eligible for a refund. In such cases, it's important to have proper documentation to support your claim.
Have more questions? Check out our Complete Guide for everything you need to know about 3% SDLT Surcharge Refund in one place.
UK Property Accountants is a leading firm of chartered certified accountants and chartered tax advisers specialising in the property and real estate sector with head office in Central London.
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