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Time to Get What You’re Entitled To
Claim Your 5% Stamp Duty Surcharge Refund
If you’ve recently purchased an additional residential property in England or Northern Ireland and paid the 5% stamp duty surcharge refund, you may be eligible for a refund. At UK Property Accountants, our expert team is here to guide you through the process, ensuring that your claim is submitted accurately and on time. Let us take the hassle out of the SDLT refund process so you can focus on what matters most – your property investments.
Overpaid SDLT?
Let UK Property Accountants Put Cash Back in Your Pocket
At UK Property Accountants, we make it easy for you to reclaim the 5% SDLT surcharge that you may have overpaid when buying additional property. From personalised advice to refund processing assistance, we’ll ensure you get what you’re entitled to.
One-Stop Solution
We check your eligibility, analyse the needed documents, file your refund claim and defend your case if HMRC opens an enquiry.
Tailored Refund Strategies
Our team takes the time to understand your situation and provides practical advice to ensure your refund claim is completely accurate.
Experts on Your Side
With us, you get a manager who specialises in property tax and SDLT matters. We are ready to provide you with all the services you need.
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What is the 5% Stamp Duty Land Tax Surcharge?
If you purchase an additional residential property in England or Northern Ireland, you may be required to pay a 5% Stamp Duty Land Tax (SDLT) surcharge. This surcharge was previously set at 3%, but from 1 April 2025, it has increased to 5%.
The surcharge generally applies if:
- You are buying a residential property valued at over £40,000.
- You already own one or more residential properties anywhere in the world.
- You are not replacing your main residence at the time of the purchase.
You may be eligible for a refund of this surcharge if you sell or dispose of your former main residence within 36 months of completing the new purchase.
Eligibility Criteria for the 5% Stamp Duty Surcharge Refund
If you’ve paid the 5% SDLT surcharge on your property purchase, you might be entitled to a refund, but only in specific situations. You may qualify for a refund if:
You were replacing your main residence, but circumstances (such as delays in selling your former home) meant the higher rate was applied initially.
You purchased an additional residential property and later sold your previous main home within 36 months of completing the new purchase.
The property was wrongly classified as “additional” at the time of purchase due to a misunderstanding or incorrect information on the SDLT return.
We Serve You
How UK Property Accountants Simplifies Your 5% SDLT Refund Claim
Our expert team takes care of everything, from eligibility checks to submitting your claim, to help you claim your SDLT surcharge refund with minimum effort and hassle.
We take care of collecting all the necessary documents, including proof of your previous property sale and purchase, so you can relax.
Our specialists complete and submit your refund claim to HMRC, making sure that every required detail is included to avoid delays.
HMRC typically takes 4 to 6 weeks to process the refund claim. We keep you updated throughout the process, so you know where your claim stands.
Our Process
How We Work
Our work is centred around efficiency, collaboration, and delivering exceptional results to our clients.
Initial Discovery Call
We start with a straightforward process. Answer a few simple questions to help us understand your circumstances. It’s hassle-free, quick and designed to save you time.
Data Gathering and Analysis
Once we have the details, our team of experienced accountants gets to work. You can trust us to manage the complexities and ensure everything is accurate and compliant.
Thorough Review & Timely Submission
We conduct a meticulous review to ensure accuracy, compliance, and completeness in every submission. Our streamlined process guarantees timely submissions, so you never miss a deadline.
Ongoing Support
Our commitment extends beyond accounting and tax advisory work. We provide ongoing support, including tax planning and addressing accounting queries throughout the year.
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FAQs
General queries by our clients related to 5% SDLT Surcharge Refund are answered here.
The 5% Stamp Duty Land Tax (SDLT) surcharge is an additional charge that applies to certain residential property purchases in England and Northern Ireland. From 1 April 2025, the surcharge increased from 3% to 5%.
Yes, in some cases. If you paid the 5% surcharge because you owned another residential property at the time of purchase but then sold your former main residence within 36 months.
You must submit your claim within 12 months of selling your previous main residence or within 12 months of the filing deadline for your SDLT return — whichever comes later.
To claim the refund, you need to complete an SDLT refund request form and submit it to HMRC, either online or by post.
No. To qualify for the refund, you must sell your former main residence. Gifting or transferring the property, even to a family member, does not meet the criteria for reclaiming the surcharge.
Have more questions? Check out our Complete Guide for everything you need to know about 5% SDLT Surcharge Refund in one place.
UK Property Accountants is a leading firm of chartered certified accountants and chartered tax advisers specialising in the property and real estate sector with head office in Central London.
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